Proprietary and Copyright Information
Proprietary material including without limitation trademarks, servicemarks, logos, phrases, icons, images, graphics, designs, layouts and software displayed on, contained within or comprising this Website (the "Proprietary Materials") are the property of QuIC or of third parties. Photographic images are used under license from Getty Images, iStockphoto, Comstock, Maxximages, Eyewire, Veer and Corbis.

The following trademarks are either registered trademarks or trademarks of QuIC or a licensor in Canada, the United States and/or other countries and are protected by Canadian and international laws: QuIC™, the QuIC logo, and QuIC Analytics™, QuIC Analytics - XL™, QuIC Analyzer™, QuIC Dispatch™, QuIC Engine™, QuIC Functions™, QuIC Integration™, QuIC Links™, QuIC Mechanics™, QuIC Network Engine™, QuIC Platform™, QuIC Product Suite™, QuIC Publisher™, QuIC Script™, QuIC Simulation Framework™, QUIC Run™, QuIC View™, QuIC Workbench™, QSF™, QuIC Services ™, QuIC Market Risk Solution™, QuIC Credit Risk Solution™, QuIC Unified Market and Credit Risk Solution™ and QuIC Structured Product Solution™.

Proprietary Materials consisting of software or other materials available to download by or through this Website, when referred to separately in the Terms shall be referred to as the "Software". You are not permitted to use the Proprietary Materials without the prior written consent of QuIC or the third parties who own the Proprietary Materials.

The contents displayed on, contained within or comprising this Website, including without limitation, respecting QuIC, services and solutions of QuIC, personnel information of QuIC, Proprietary Materials, documents, works of authorship and all information and contents within any work of authorship (collectively the "Contents") are protected by copyright and/or other intellectual property laws. This Website and the Contents may be changed, deleted or discontinued by QuIC at any time without notice and in the sole and absolute discretion of QuIC. The display of Proprietary Materials or other Contents on the Website does not grant you any express or implied rights to or respecting the Proprietary Materials, the other Contents or the Website. You shall not and shall not permit any other individuals or entities to copy, distribute or otherwise make use of the Proprietary Materials, the other Contents or the Website except strictly in accordance with the following:

a. you shall be permitted to view the Website (other than Software) and to download and print the Contents (other than Software) solely for personal, informational, internal, non-commercial purposes that are in compliance with all other Terms;

b. the viewing and any use of any Software shall be governed by the terms of the end user license agreement that shall accompany or is included with the Software (the "License Agreement") and any viewing or use of the Software not in accordance with the License Agreement is expressly prohibited by law and may result in civil and criminal penalties;

c. the Contents may not be modified or altered in any way;

d. the Contents may not be redistributed, republished or reproduced in any way;

e. you may not remove any copyright, trademark or other proprietary notices contained in or forming part of the Contents;

f. the Contents may not be studied or analyzed in order to create or with the effect of creating representations of the Contents in another form;

g. you shall be permitted to link to the home page of the Website, unless QuIC advises you, verbally or in writing and in its sole and absolute discretion, that you must stop linking and remove all links to the home page of the Website and upon receipt of such advice, you agree to immediately comply with such advice;

h. you shall not deep link to the Website or the Contents, without the express written permission of QuIC which permission may be withheld in its sole and absolute discretion;

i. the rights granted to you by these Terms constitutes a non-exclusive, terminable at will license and not a transfer of title; and

j. QuIC reserves the right to terminate this license at any time in its sole and absolute discretion and upon such termination any use pursuant to this license shall be discontinued by you immediately without any liability whatsoever of QuIC to you or any individuals or entities for such termination.

Links
Links to other websites found on this Website (the "Linked Sites") are meant for convenience only and the Linked Sites (unless otherwise indicated in writing by QuIC) have been independently developed by individuals or entities other than QuIC. No endorsement by QuIC of any third party products or services is expressed or implied by any Contents on this Website or by any information, material or content referred to or included on any Linked Sites. Notwithstanding anything in these Terms, when you access any Linked Sites, you agree that: they are independent from QuIC (unless otherwise indicated in writing by QuIC); QuIC has no control over the content on any Linked Sites (unless otherwise indicated in writing by QuIC); QuIC does not grant any license or rights of any nature whatsoever to you respecting Linked Sites; and you accept all and any risks associated with accessing or using any Linked Sites and with accessing or using this Website to access or use any Linked Sites.

Warranties and Disclaimers
QuIC its directors, officers, employees, agents, successors, assigns, affiliated entities and subsidiary entities (collectively the "QuIC Group") make no representations or warranties respecting this Website or the Contents or any Linked Sites, including as to the accuracy, completeness, reliability, or fitness for a particular use of this Website or the Contents or any Linked Sites. The QuIC Group assumes no responsibility for any damages to, or viruses that may infect your computer equipment or other property on account of your access to or use of this Website or the Contents or any Linked Sites. By accessing or using this Website or the Contents or any Linked Sites, you and all individuals or entities directly or indirectly accessing or using this Website or the Contents or any Linked Sites agree that the QuIC Group shall not be liable for any or all claims or causes of action or damages or losses of any nature whatsoever arising out of or in connection with any access to, use of, results of any use of, or reliance on this Website or the Contents or any Linked Sites (the "Claims"). By accessing or using this Website or the Contents or any Linked Sites, you and all individuals or entities directly or indirectly accessing or using this Website or the Contents or any Linked Sites: assume any and all liability respecting Claims; waive all Claims against the QuIC Group; and agree to and shall release, indemnify and hold the QuIC Group harmless from all Claims.

Governing Law and Jurisdiction
You agree: that this Website (excluding Linked Sites unless otherwise indicated in writing by QuIC) is controlled by QuIC from its office in Vancouver, British Columbia; that the Terms shall be governed by the laws of the Province of British Columbia and the applicable federal laws of Canada without regard to conflict of laws principles of any jurisdiction; that British Columbia is the distinctly most suitable forum for any determination of matters respecting the Terms; to submit to the exclusive personal jurisdiction of the court of competent jurisdiction of British Columbia for any determination of matters respecting the Terms; and that a judgment or order of the court of competent jurisdiction of British Columbia may be enforced by QuIC in any other jurisdiction in any manner permitted by law and to attorn to any such jurisdiction in which such judgment or order is sought to be enforced by QuIC. You agree to comply and are responsible for compliance with all applicable local laws in the jurisdiction from which you access this Website. Notwithstanding anything in these Terms, accessing this Website or using the Contents in jurisdictions where illegal, is prohibited.